How to Get a Small Business Loan

  • Getting To Know You and Your Small Business

    Answer a few simple questions about your small business in our short online application and find out if you prequalify for a Camino Financial small business loan in just a few seconds!

  • Review Your Options With A Small Business Loan Specialist

    Tell us your story and help us understand your small business. We will explain your funding options while answering any question you may have during the small business loan process.

  • Submit Basic Financial Records

    We want to make sure we have all the information we need to work on getting you the small business loan that is the best fit for you. Submitting your financial statements online is secure and a breeze!

  • Accept Final Offer and Business Loan Terms

    After a careful custom review of your small business loan application, our team will deliver a final offer with your business loan terms. Sign off and you’re done!

  • Receive Funding

    That’s it! Your funds will be deposited into your bank account. Now you can focus on growing your small business.

3 Easy Steps to Small Business Funding


Simple and Easy Online Pre-Approval

Our online pre-approval process will allow you to learn whether you currently qualify for a small business loan. Simply fill out the form with basic information about you and your business, and you will know where you stand within 24 hours. If you are pre-approved for a small business loan, get ready. We will guide you throughout the process to better assess your needs.


Get Matched With the Best Loan For Your Business

Upload your small business documents online or submit your financial records to your business loan specialist. It’s easy! Afterwards, we carefully review your business profile and match you with the small business loan solution that best fits your needs.


Receive an Offer and Get Funded Within Days

You’ve made it! At this point, your business loan specialist will make you an offer. Sign the small business loan agreement and you’re all set! You will receive your funds directly to your bank account in just a few days.

Qualify for a Small Business Loan

Our criteria is more flexible than a bank and our terms are based primarily on the cash flow of your small business, your credit score, and the use of funds.


To qualify for a Camino Financial small business loan your registered business should be operating for at least 9 months, generate sales of $30,000 annually or $2,500 a month, and the small business owner must have a FICO credit score of 550 or more.

Fast Funding in
2 Business Days

Our Camino Financial small business loans offer the speed and reliability to receive funds in as fast as 2 days. We offer our clients the best rates and terms, allowing us to help more small businesses grow.

Minority Small
Business Owners

We are dedicated to helping minority businesses succeed. We believe access to capital is one of the greatest challenges for minority businesses.

How Much Is a Small Business Loan 1

Our calculator can help you estimate your monthly payment
  • The loan terms and figures shown in calculation results are example figures and subject to final lender approval.
  • Interest Rates

    Our monthly interest rates vary from 1.0% to 2.5%. Camino Financial term loans are fully amortized through monthly installments over 24 to 60 Months.
  • Making Payments

    Camino Financial makes paying for your small business loan easy! We have simple monthly payments with no prepayment penalties or hidden fees.
  • Link Your Bank Account and Let Us Do the Rest

    We know how busy life gets as a small business owner. That is why we take care of scheduling the business loan payments for you, so you can get back to running your business!