Qualifying For Camino Financial

Small Business Loans

Questions? (800) 852-0655

Small Business Loans

Finding the right business loan for your small business is what we are all about. We want your business to grow as much as you do. That is why we help you understand your funding options and guide you to select the small business loan that is the best fit for you and your business.

How to Get a Small Business Loan

Getting To Know You and Your Small Business

Answer a few simple questions about your small business in our short online application and find out if you prequalify for a Camino Financial small business loan in just a few seconds!

Review Your Options With A Small Business Loan Specialist

Tell us your story and help us understand your small business. We will explain your funding options while answering any question you may have during the small business loan process.

Submit Basic Financial Records

We want to make sure we have all the information we need to work on getting you the small business loan that is the best fit for you. Submitting your financial statements online is secure and a breeze!

Accept Final Offer and Business Loan Terms

After a careful custom review of your small business loan application, our team will deliver a final offer with your business loan terms. Sign off and you’re done!

Receive Funding

That’s it! Your funds will be deposited into your bank account. Now you can focus on growing your small business.

3 Easy Steps to Small Business Funding

Simple and Easy Online Pre-Approval

Our online pre-approval process will allow you to learn whether you currently qualify for a small business loan. Simply fill out the form with basic information about you and your business, and you will know where you stand within 24 hours. If you are pre-approved for a small business loan, get ready. We will guide you throughout the process to better assess your needs.

Get Matched With the Best Loan For Your Business

Upload your small business documents online or submit your financial records to your business loan specialist. It’s easy! Afterwards, we carefully review your business profile and match you with the small business loan solution that best fits your needs.

Receive an Offer and Get Funded Within Days

You’ve made it! At this point, your business loan specialist will make you an offer. Sign the small business loan agreement and you’re all set! You will receive your funds directly to your bank account in just a few days.

It’s free and won’t impact your credit score

Minimum Requirements

Our criteria is more flexible than a bank and our terms are based primarily on the cash flow of your small business, your credit score, and the use of funds.

To qualify for a Camino Financial small business loan your registered business should be operating for at least 9 months, generate sales of $30,000 annually or $2,500 a month, and the small business owner must have a FICO credit score of 550 or more.

Fast Funding in 4 Business Days

Our Camino Financial small business loans offer the speed and reliability to receive funds in as fast as 4 days. We offer our clients the best rates and terms, allowing us to help more small businesses grow.

ITIN or No Credit Okay

We also accept ITIN holders. As a matter of fact, we are raising a $10 million fund to support immigrant small business owners.

Minority Small Business Owners

We are dedicated to helping minority businesses succeed. We believe access to capital is one of the greatest challenges for minority businesses.

How Much is a Small Business Loan

Term Loan Calculator

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Interest Rates

Our monthly interest rates vary from 1.25% to 1.96%. Camino Financial term loans are fully amortized through monthly installments over 12 to 18 Months.

Making Payments

Camino Financial makes paying for your small business loan easy! We have simple monthly payments with no prepayment penalties or hidden fees.

Link Your Bank Account and Let Us Do the Rest

We know how busy life gets as a small business owner. That is why we take care of scheduling the business loan payments for you, so you can get back to running your business!

Small Business Borrower of Rights

We believe in transparency, inclusiveness and socially responsible products. Our mission is not only to provide access to capital to small business owners that wouldn’t otherwise qualify for a traditional bank loan, it is also to build a community of Latino small business owners and experts who are passionate about sharing advice, ideas and stories to help each other grow. We proudly signed the Small Business Borrower’s Bill of Rights and as a signatory, Camino Financial commits to providing a transparent borrowing experience and socially responsible lending products.

  • Transparent Borrowing Experience
  • Inclusive Credit Access
  • Socially Responsible Lending Products

What Customers Are Saying About Us

We care deeply about small business owners. Our mom lost her business when we were 12 years old. She opened over 30 Mexican restaurants in the Greater Los Angeles area, but struggled to manage her business after 25 years. We have since devoted our lives to never leave a business behind. Millions of business owners are left behind without access to capital. Camino Financial offers simple and affordable loans to small businesses who find it difficult to borrow through a bank. We establish long-term financial partnerships with our borrowers, helping them build their credit and graduate to lower interest rates loans.

See what our customers are saying about us
Trust Pilot
  • Cecilia Ramirez Cecys JIR I read more about the Latino Brothers that want to help their community so I decided to give it a try. I’m really happy to have discovered you are authentic to your mission. Your company has something good to offer and there are many small business owners that can use your help.
  • Rosalia Hirtz World Empanadas You are the best! That's all I can say. Hassle free, to the point and to top it off beautiful people with a soul! You guys were on top of everything and walked me through all the steps. It was really simple and fast.
  • Fernando J Escaffi Sr. Escaffi Financial Services LLC Nice people, quick approval process, decent interest rates for non-collateral business loans. I enjoyed the interaction and can recommend.
  • Neffi Tzoc Tzoc Construction Inc. Thank you very much for financing my business! I am more than grateful to Camino Financial for receiving my loan. A year ago another company made me a loan and it was a nightmare. With you guys it was very nice the help that you all provided me and above all the advice that I received in order to increase my credit. Thank You.