✔ Registered business
✔ At least 12 months in operation
✔ Min. business income of $30,000 annually, or $2,500 per month
✔ No collateral required*
Complete our online form with personal and business information. You will receive a pre-qualification decision within 72 hours.
Accept the preliminary terms and connect your bank account so we can review your cash flow. We'll assess all your information to make a decision.
Once approved, you'll get a final offer. Just accept the terms and sign the agreement. Then, we’ll deposit the funds into your account.
Join 9,000+ people choosing Camino Financial
An unsecured small business loan is a type of loan that doesn’t require collateral, providing a straightforward way to access capital quickly.
Unsecured business loans don’t have a collateral requirement, making the application process less risky for business owners.
Unsecured loans offer speed and ease, ideal for businesses that prefer not to use assets as collateral. Secured business loans may have lower interest rates but require collateral, often requiring longer processing times.
In the event of a default on an unsecured business loan, your credit score will likely be adversely affected. The lender will also invoke personal guarantees and UCC filings associated with the loan to recover the debt.
*A personal guarantee and a UCC filing may be required at closing. **ITIN is only accepted for people that don’t have an SSN.