• Confident businessman reviewing a loan document at his desk with a laptop and smartphone.

    Camino Financial's Small Business Loans

    Discover how our commercial loan can fit your business and help pave the way for growth and success.

  • About Camino Financial's Term Loan

    • loan amount icon
      $10,000 to $50,000
      Loan amount
    • Fixed APR
      Fixed APR
      Annual percentage rate
    • Bi-weekly
      Bi-weekly
      Payment frequency
    • 24 months
      24 months
      Repayment terms
    • collateral icon
      No collateral requirement
      Unsecured business loan
    • fees icons
      5% origination fee
      Fees and charges
  • Basic Application Requirements

    • Have an SSN

    • Business in operation for a minimum of 12 months

    • Minimum credit score of 670

    • Annual sales above $30,000

    • Current on outstanding credit obligations

    • No filed tax liens, judgments, credit freezes, or bankruptcies in the past 24 months

    • Must operate within permitted industries and states

    Asian businesswoman outside an office holding a laptop
  • The Benefits of Our Commercial Loans

    • Funding Speed
      Funding Speed
      1-3 business days
    • Renewal Options
      Renewal Options
      Eligibility through timely payments
    • No Impact on Credit Score
      No Impact on Credit Score
      Soft pulls only
  • How to Apply with Camino Financial

    1

    Submit a Loan Application

    Complete the application form by providing details about your business. We'll let you know whether you're pre-approved within 72 hours.

    2

    Submit Your Documentation

    Following your pre-approval, please submit all required documentation and information. This is vital for us to make a final loan decision.

    3

    Finalize Loan Process and Receive Funds

    After receiving approval, we'll present you with a final loan offer. Accept the terms and sign the agreement to have the funds transferred to your account.

  • Your Loan, Your Way: Tailored Solutions For Every Need

    We designed our small business loans with adaptability in mind so they fit your unique entrepreneurial journey.

    Our lending solution is uniquely versatile; it can meet various needs and cater to different uses, scenarios, and requirements. Your business vision deserves a supportive lender, and Camino Financial is here to be just that.

  • For Different Types Of Businesses

    Business Loans

    Read more

    Restaurant Loans

    Read more
    Group of four racially and sexually diverse people

    Minority Business Loans

    Read more
    A smiling businessman at a laptop in a modern office, possibly reviewing successful loan options.

    Business Loans for Immigrants

    Read more
    man sitting on stairs, smiling

    Business Loans for the Self-Employed

    Read more
    Smiling businesswoman with laptop by office window overlooking city.

    Sole Propietorship Loans

    Read more
  • For Different Uses
    Business partners in a warehouse, smiling with confidence and collaboration.

    Business Capital Loans

    Read more
    Confident owner in warehouse office planning equipment purchase.

    Small Business Equipment Loans

    Read more
    man and woman checking inventory in warehouse

    Inventory Financing

    Read more
    Businessman reviewing financial documents on laptop.

    Debt Consolidation Loan

    Read more
  • For Diverse Business Needs
    Smiling businesswoman taking notes after a meeting.

    Business Installment Loans

    Read more
    Two professionals reviewing finances on a laptop in a bright office lounge.

    Unsecured Business Loans

    Read more
    Businesswoman with phone and laptop researching business loans.

    Long-Term Business Loans

    Read more

    Alternative Lending for Businesses

    Read more
  • Frequently Asked Questions

    To apply for a Camino Financial business loan, begin by completing a business loan application with your personal and business information. We'll let you know if you prequalify within 72 hours. Next, submit the necessary documentation and provide any other required information. Upon approval, you will receive a loan agreement to review and sign. Following this, the funds will be deposited into your account.

    At Camino Financial, we offer unsecured loans. That means we do not require collateral. However, we do place a UCC lien on business assets.

    Absolutely. Our A+ accreditation by the Better Business Bureau (BBB) and an average rating of 4.2 stars from over 400 reviews are testaments to our safety.

    Additionally, Camino Financial employs bank-grade technology to safeguard your personal data.

    Unfortunately, eligibility for a Camino Financial business loan requires US citizenship and a Social Security Number (SSN).

    No. Our business loans are designed for businesses with an established credit history, so we cannot approve applications without one.

  • Camino Financial does not extend small business loans to businesses operating within these industries: Transportation, Warehousing, Real estate, Financial investing or processing, Cannabis industries, Adult entertainment, Car dealerships, Credit unions, and other sectors Specialty Trade Contractors require a FICO score of 650 or above. No businesses that have secured an HCD loan within the previous 90 days. Not located in HI, MI, NV, NJ, PR, MA, NY, ND, OH, PA, or TN. In addition, for Sole Props, IN, NE, or WV.

  • Stay connected

    Join a community of over 40,000 micro-entrepreneurs for access to informative resources, helpful tips, and best practices on growing your business

  • Mission-driven company

    Camino Financial is a nationally certified Community Development Financial Institution (CDFI) with oversight by the U.S. Department of Treasury. By partnering with other mission-aligned organizations, Camino Financial is able to pool and distribute low-cost funding and educational resources to underbanked minority-owned businesses. Camino Financial is headquartered in Los Angeles, California with supporting offices in Mexico City, Mexico.

© 2024 by Camino Financial, Inc. All Rights Reserved. Camino Financial is a Licensed Finance Lender & Broker in California under its subsidiary Salas & Company LLC.
Camino Financial Better Business Bureau A+ accredited businessCloudflare
fundation

11501 Sunset Hills Rd, Reston, VA 20190 | info@caminofinancial.com| Tel (800) 852-0655

NMLS License: Salas & Company LLC #2186459 | CFL License: Salas & Company LLC (DBA Camino Financial) #60DBO-43053

CDFI Certification Number: 181CE054231