• Business Loans for Immigrants

    Facing financial challenges in the US as an immigrant? Camino Financial is here to help. We understand the unique financial hurdles of establishing a new life abroad. That's why we offer specialized loans for immigrants tailored to support your aspirations and goals. Explore how our tailored lending solutions, known for their flexibility, accessibility, and empathy, can help you smoothly navigate your transition and bring your dreams to fruition in your new home.
    Three empowered migrant entrepreneurs smiling confidently. They are standing together, showcasing a sense of unity and determination in their diverse backgrounds.
  • Camino Financial’s Immigrant Loans

  • Why Apply With Us

    At Camino Financial, we're changing the immigrant loan experience with a simple application process. Our loans are accessible to immigrant-owned businesses that have an SSN. At Camino Financial, we are truly committed to empowering your dreams and helping you secure a brighter future for your business.
  • Our Basic Business Loan Application Requirements

    United States citizen

    Business in operation for a minimum of 12 months

    Minimum credit score of 670

    Annual sales above $30,000

    Current on outstanding credit obligations

    No filed tax liens, judgments, credit freezes, or bankruptcies in the past 24 months

    Must operate within permitted industries*

  • How To Apply With Camino Financial

  • Compare financing options

    AmountInterest ratesLoan Payback PeriodMinimum Score1Min. Time in BusinessMin. Annual IncomeCollateral needed?
    Camino Financial$10,000 - $50,00032% - 45%24 months67012 months$ 30,000NO
    Other Business Term Loans*$10,000 - $30,0007% - 99%3 - 36 months6802 years$ 200,000YES
    Line of Credit*$10,000 - $1M7% - 90%Varies6301 year$ 180,000YES
    Merchant Cash Advance*Up to $500,00040% - 400%3 - 12 monthsN/A1 year$50,000NO
    Invoice Financing*Up to 90% of the invoice value15% - 70%Varies5001 year$ 130,000YES
  • Benefits of Camino Financial’s Immigrant Loans

    ● A 100% online application process for your convenience ● Competitive interest rates with fixed terms ● A strong commitment to safeguarding your information and privacy ● No extra charges for paying off your loan early ● A dedicated and exceptional customer support team at your disposal ● Clear and upfront processing fees, no hidden costs ●Eligibility for loan renewal after 12 timely payments
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  • Read What Our Customers Think

    Join 9,000+ people choosing Camino Financial

  • Convenient loan management.

    Get a visual overview of loan status. Track payment history and request more capital through your personalized member account portal.
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  • FAQs

    Immigrant loans are financial products designed to assist individuals who have recently immigrated to a new country. These loans are tailored to address the unique financial challenges faced by newcomers, helping them establish themselves and pursue their goals in their adopted homeland.

    Immigrant loans are typically available to individuals who have recently immigrated to a new country and may not have an extensive credit history or established financial background. Eligibility criteria may vary depending on the lender, but most lenders require that applicants have an SSN.

    Yes. As a BBB-accredited business with an A+ rating and an average of 4.2 stars across more than 400  reviews prove it.

    Camino Financial uses the same technology that banks use to protect your private information.

    • Must be a citizen of the United States.

    • Business must have been operational for at least 12 months.

    • A credit score of 670 or higher is required.

    • Specialty Trade Contractors with a FICO score of 650 or above.

    • Must have annual sales exceeding $30,000

    • Must be up-to-date on all existing credit responsibilities.

    • No record of tax liens, judgments, credit .freezes, or bankruptcies in the last 24 months

    • Not operating in prohibited sectors.

    • No businesses that have secured an HCD loan within the previous 90 days.

    • Not located in HI, NJ, PR, MI, NV, or the Caribbean Islands.

    No, you need to be a United States citizen with an SSN to qualify for a business loan through Camino Financial.

    No, we cater our business loans to businesses that have established credit history.

    No, we don’t require any type of collateral, only a UCC lien.

  • Keep Reading

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    How To Get Financing For Non-US Citizens

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    How to Begin Investing as an Immigrant

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    Do Undocumented Immigrants Pay State and Federal Income Taxes?

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  • *A personal guarantee and a UCC filing may be required at closing. *Other loan options are reviewed on a quarterly basis *Camino Financial does not extend small business loans to businesses operating within these industries: Transportation, Warehousing, Real estate, Financial investing or processing, Cannabis, Adult, Car Dealerships

  • Stay connected

    Join a community of over 40,000 micro-entrepreneurs for access to informative resources, helpful tips, and best practices on growing your business

  • Mission-driven company

    Camino Financial is a nationally certified Community Development Financial Institution (CDFI) with oversight by the U.S. Department of Treasury. By partnering with other mission-aligned organizations, Camino Financial is able to pool and distribute low-cost funding and educational resources to underbanked minority-owned businesses. Camino Financial is headquartered in Los Angeles, California with supporting offices in Mexico City, Mexico.

© 2024 by Camino Financial, Inc. All Rights Reserved. Camino Financial is a Licensed Finance Lender & Broker in California under its subsidiary Salas & Company LLC.
Camino Financial Better Business Bureau A+ accredited businessCloudflare

309 E 8th Street, Suite #601 Los Angeles, CA 90014 | info@caminofinancial.com| Tel (800) 852-0655 | Fax (213) 260-6222

NMLS License: Salas & Company LLC #2186459 | CFL License: Salas & Company LLC (DBA Camino Financial) #60DBO-43053

CDFI Certification Number: 181CE054231