Business Loans
Camino Financial offers business loans to suit a variety of company sizes and needs. Whether you're looking for a loan to expand your growing businesses or cover unexpected expenses, we have a suitable financing option. Our business loans come with competitive interest rates and repayment terms, and we offer a streamlined online application process with quick processing and approval times.How to apply for a Business Loan
To apply for a business loan, click the "Apply for a Loan" button below and fill out the application form with your contact details, business duration, loan amount, purpose, state of residence, and annual gross revenue.
After assessing your application, we will determine the optimal loan amount, interest rates, and repayment terms. Connect your bank account with PLAID for cash flow verification.
A representative from Camino Financial will guide you through the process to ensure a swift transfer of funds, simplifying and expediting your loan acquisition for uninterrupted business growth.Applying for business financing and our funding process
We speak your language, and your business’ too
Join 9,000+ people choosing Camino Financial
Anthony Williams
“This was the best loan application experience ever. Other financial institutions need to take a look at how Camino delivers and operates...”Bernie Bravo
“...Camino Financial was great to work with and I love how they determined the loan amount based on my personal guarantee.”Rubert Velasquez
“...Camino is the best I’ve encountered so far. They’re always there to help and really make things happen in a professional, timely manner. Thanks Yvette!”Loan terms, amounts, origination fees, and restrictions
The maximum loan amount is $25,000, with an origination fee of 6.99%. We do not charge early payment penalties, and the time from application to funding is 7 to 12 days. We restrict the use of our loans from any business acquisitions, management buyouts, investing in cryptocurrency, or personal use of any kind.
Making Your Monthly Payments
We schedule the monthly business loan payments through our automated payment system based on PLAID technology.
Compare financing options
Amount Loan Payback Period Minimum Score1 Min. Time in Business Min. Annual Income ITIN Accepted? Collateral needed? Camino Financial $5,100 - $25,000 24 months N/A 12 months $ 30,000 YES4 NO Other Business Term Loans3 $10,000 - $30,000 3 - 36 months 680 2 years $ 200,000 NO YES Line of Credit3 $10,000 - $1M Varies 630 1 year $ 180,000 NO YES Merchant Cash Advance3 Up to $500,000 3 - 12 months N/A 1 year $50,000 Varies NO Invoice Financing3 Up to 90% of the invoice value Varies 500 1 year $ 130,000 NO YES Frequently asked questions
After you complete our business loan application, we’ll evaluate if you pre-qualify. If you do, and if you like the loan terms we’ll offer, you just need to allow us to review your bank account’s cash flow. Then, with all this information, we’ll make final approval. Finally, and after the contract is signed, we’ll transfer your loan.
At Camino Financial, we understand businesses and that your credit history does not necessarily reflect your actual creditworthiness. That’s why we use both traditional credit evaluation tools and our CaminoScore technology. This allows us to decide if we can approve your loan and calculate the loan rates.
It is possible to get business funding with bad credit; you just need to find the correct lender. At Camino Financial, we want to help all small business owners. That’s why depending on your particular situation we can offer you funding even with bad credit.
No! Our small business lending process doesn’t require collateral. That way, you can grow your business without putting your assets at risk.
With Camino Financial, you can get small business funding up to $35,000!
1ITIN only holders do not require a minimum FICO score. SSN holders require a minimum FICO score of 560 2If PLAID can not pull your bank transaction data, we offer the option for you to collect and send bank statements 3Other loan options are reviewed on a quarterly basis 4ITIN is only accepted for persons without a SSN 5Camino Financial does not extend small business loans to businesses operating within these industries: Transportation, Warehousing, Real estate, Financial investing or processing, Cannabis, Adult, Car Dealerships
