Inventory Financing
Getting inventory financing for your small business just got easier with Camino Financial. Whether you're grappling with cash flow challenges or gearing up for growth, we can provide the financial support you need to keep your inventory—and your business—moving forward. Discover how our quick, adaptable, and affordable financing options can transform your inventory management and drive your business success.Camino Financial’s Small Business Inventory Loans
Why Apply With Us
At Camino Financial, we redefine the lending experience with our straightforward application process and a financing alternative that doesn't require you to put your inventory as collateral.* We tailor our lending solutions to your business's unique needs, offering competitive rates and fixed terms, ensuring seamless inventory management. With us, it's not just about funding your inventory—it's about fueling your business's future.Minimum Application Requirements
✔ Registered business
✔ At least 12 months in operation
✔ Min. business income of $30,000 annually, or $2,500 per month
✔ No collateral required*
How To Apply With Camino Financial
Benefits of Camino Financial’s Inventory Lending
● An application process you can complete 100% online ● Interest rates that are both competitive and fixed ● We will securely protect your personal information ● No additional fees for early loan repayment ● Exceptional customer service team at your service ● You can apply with an ITIN** ● Clear and upfront processing fees, no hidden costs ● Eligibility for renewal after 12 timely paymentsRead What Our Customers Think
Join 9,000+ people choosing Camino Financial
Anthony Williams
“This was the best loan application experience ever. Other financial institutions need to take a look at how Camino delivers and operates...”Bernie Bravo
“...Camino Financial was great to work with and I love how they determined the loan amount based on my personal guarantee.”Rubert Velasquez
“...Camino is the best I’ve encountered so far. They’re always there to help and really make things happen in a professional, timely manner. Thanks Yvette!”FAQs
Inventory financing is a type of short-term borrowing or line of credit that businesses use to purchase products they will sell later. Business inventory loans benefit businesses that must pay their suppliers in a shorter period than it takes them to sell their inventory to customers. Depending on the lender, the inventory might serve as collateral for the loan.
To calculate inventory financing costs, you need to consider several factors: - Loan amount - Interest rate - Loan term - Additional fees and charges - Total interest calculation (use the formula “Loan Amount × Interest Rate × Loan Term in years” to calculate simple interest) - Total financing cost - Annualized cost This calculation is simplified and might vary with different loan structures and conditions. It's important to understand the specific terms of your financing agreement and consult with a financial advisor for precise calculations.
*A personal guarantee and a UCC filing may be required at closing. **ITIN is only accepted for people that don’t have an SSN.
