Startup Business Loans

It may be challenging to get new business financing; that’s why we’ve created a startup business loan that is easy and accessible. We’ve made it easy to obtain the capital you require with our Solopreneur Loan, specifically designed to help underserved entrepreneurs and the underfunded business owners.

Apply For A Business Loan
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How To Apply For A Startup Business Loan

Getting to know you and your start-up

Tell us about your business and why you require business funding. The process takes just 5 minutes. If you meet our startup loan requirements, you’ll be qualified.

Link your business account to our platform

This process helps us review your income. Rest assured, our technology keeps all information safe. It’s okay if you have a bad credit. You just need to meet our loan requirements.

Speak to a loan specialist

As an entrepreneur, you need to feel comfortable and in control of your decisions. If you have any specific questions, you can speak directly to one of our specialists.

Accept business financing final terms

Review your startup business loan amount, payment type, annual percentage rate (APR), type of rate, and the origination fee.

Get your small business startup loan

Once you’ve agreed to the final terms, the approved loan amount funds are deposited into your bank account within 2 days.

About The Solopreneur Startup Loan

Qualifying for a startup business loan should be simple and safe. Minimal requirements. Maximum funds. All you need to get a Solopreneur Loan is an Individual Tax Identification Number or Social Security Number, a current bank account, and generate at least $1,500 a month.


From independent contractors to the self-employed

Whether you’re a sole proprietor, self-employed professional, independent contractor, or receive W2 income — our business loan is perfect, no matter what your title may be.


Minimum requirements to get startup working capital

Simple application. Minimal requirements. Fast funding. All you need to have is an Individual Tax Identification Number or Social Security Number, a current bank account, and generate at least $1,500 a month.


Automated Payments

Our payment process is automatically better. Never miss a due date. No more late fees. No payoff penalties. Plus, you’re building a better business credit history at the same time.


Startup business loan terms

We keep you fully informed about business your loan throughout its life, so you never feel lost

$1,500 to $7,500

Loan amounts


Payment type

12 to 36 Months

Loan terms

25.99% to 35.25%



Type of rate


No fee

How Much Do Startup Business Loans Cost?

Our solopreneur loan programs offer amounts ranging from $1,500 to $7,500 with an interest rate based on your business profile.

The loan terms and figures shown in calculation results are example figures and subject to final lender approval.

Solopreneur Loan rates

Annual Percentage Rates (APR) range from 25.99% to 35.25%, including the interest rate and closing fee. Our payment terms of 12 to 36 months.

How do startup business loans work?

After receiving your startup loan approval, we’ll automate the payments. Our monthly interest rate varies from 1.0% to 2.5%. Startup term loans are fully amortized through monthly installments over 12 to 36 months. You’ll have peace of mind just knowing there are no hidden fees or prepayment penalties. Now you can concentrate on growing your business.

How do I qualify for a startup business loan?

All you need is an Individual Tax Identification Number or Social Security Number, a current bank account and generate at least $1,500 per month. No personal credit score is required. Unlike traditional online lenders, we accept sole proprietors, self-employed professionals, independent contractors (1099), and those who receive W2 income.

Top-Rated Customer Support

Travis Mecure

Travis Mecure

Los Angeles

Yvette and Marisol made my business loan experience absolutely pain-free! They were both professional, knowledgable and kind.

Anthony Williams

Anthony Williams

Los Angeles

This was the best loan application experience ever. First of all, the representative customer service was A1. I love Camino Financial.

Greta Perry

Greta Perry

Los Angeles

My experience was smooth sailing with Daniel and Efraim. Camino financial was the only company that gave me a great deal.

Nancy Mack

Nancy Mack

Los Angeles

Mary Aviola was very knowledgeable and helpful with her guidance. She answer many questions that I had to help me find the best solution.

How Can A Startup Business Loan Grow My Business?

Solopreneur Loans are best for growing your business. Take a look at the continuous possibilities

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Use it for equipment financing, inventory purchase, software acquisition, and even to pay the first few months of rent.

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Hire the talent you need to catapult your company forward.

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Pay filing fees associated with forming a company.

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Finance marketing initiatives to promote your business.

Frequently Asked Questions About Startup Business Loans