Human hand giving money to other hand. Holding banknotes. Isolated on blue background. Vector illustration. concept: small business financing
Camino Financial
By: camino-financial
Read in 8 minutes

Small Business Financing in 3 Easy Steps!

Almost every small business owner has experienced a time when funds are tight or cash on hand is slim. The challenge, of course, is that expenses never stop. No matter how well you’re collecting on your outstanding invoices… your employees still need to be paid, your rent is still due, your vendors still expect timely payments.

It’s at these times when cash is on a crunch that you need access to small business financing. The problem for owners, though, is that small business loans can be hard to come by. Traditional banks and financial institutions often have complex approval standards for small business financing. 

So, where can small business owners go when they need small business financing? 

The answer is Camino Financial.

Camino Financial Logo. concept: Small Business Financing

We know how important it is to access capital

At Camino Financial, we are small business owners, too. We know what it’s like to experience challenging financial times. We understand that when the money isn’t flowing in like it used to, there are still many financial obligations you have to your employees and your vendors. 

We know that in order to grow your business, you need money. But, again, that money isn’t always easy to come by through traditional banks.

We offer a wide variety of small business financing options. Our loans range in size from as small as $5,000 to as large as $400,000—giving you the opportunity to obtain financing for projects big and small. 

One of the best parts about our small business financing is that you can receive the needed cash in as little as two days.

We even offer customer service in both English and Spanish so that you can feel at home with us.


Our mission is to help small businesses grow. Through our small business financing programs and our educational offerings, we live up to our motto of “No business left behind.”


Apply for a Camino Financial loan today to invest in your small business.

Yes! You qualify for a Camino Financial loan

You might think that this sounds too good to be true, that the loan amounts and quick access to cash we offer are great. But just like other banks have, we’ll most likely turn you down for small business financing.

But, that’s simply not true. We focus on helping as many small business owners as possible, especially those that have been turned down for financing by other lenders and banks.

At Camino Financial, we do things differently. We make the qualification process easier because we know there are many small business owners just like yourself who need access to cash but have trouble getting it through “traditional” means. 

To qualify for a loan through Camino Financial, your business must have been in operation for at least nine months and earned at least $30,000 in annual gross sales. 

You must own at least 50% of the business, and your business must be located in the United States, except New Jersey, Hawaii, and Puerto Rico.

If you don’t have a Social Security Number, you can apply with an Individual Tax Identification Number (ITIN). 

What’s even better is that no collateral is required for funding. Applicants without a credit history are even eligible to apply for small business financing! We also don’t restrict the use of the funds much either as long as you use them in your business. 

To see that you qualify for a small business loan, apply online today.

Pattern with money american hundred dollar isolated on blue background. Top view. concept: Small Business Financing

How to get a loan with us

Applying for and obtaining small business financing is easy with Camino Financial. In fact, there are only three easy steps that you need to take.

  1. Go to our website to get simple and easy online pre-approval. You’ll fill out a simple online form with basic information about you and your business. Within 24 hours, you’ll have an answer (the best thing is that applying doesn’t hurt your credit score).
  2. To continue the process, you’ll need to share with us some documents. You can either submit these online or directly to your loan specialist. After we review your business profile and approve your application, we’ll match you with a small business financing solution that will best fit your needs.
  3. Finally, you’ll receive a small business financing offer from your loan specialist. If you like what you see, you can simply and quickly sign the small business loan agreement to complete the process. Once you do, the funds will be deposited directly into your bank account in just a few short days.

To see how easy and quick the process is apply for a Camino Financial loan today!

Your next loan is a Camino Financial loan

Camino Financial offers great loan terms that make it not only affordable to borrow money, but also easy to understand what you owe. Some of the main features of our small business financing options are laid out in this table.

Annual interest rate Starting at 12%
Payback period 24-60 months
Type of rate Fixed
Payment frequency Monthly
Loan size range $5,000-$400,000
Origination fee 5% (small business loan) or 6.99% (microloan)
Early payment penalty None
Time to fund 2-10 days

With Camino Financial, you won’t just be getting standard small business financing, though. You even have the chance to graduate to better loan terms. After only 8 months of timely payments, you could qualify for a better loan with us. This means you could receive some of the following benefits: 

  • more money
  • lower interest rates
  • a longer repayment period

You could even get all 3 of them for a Triple-play!

Furthermore, everyone with CF loans has access to our member’s newsletter, an exclusive Facebook group for members, as well as a library of business resources.

Mature African American smiling and looking at the camera. concept: Small Business Financing

Start growing your small business today!

At Camino Financial, we care about small business owners like yourself because we are, in fact, small business owners like yourself. We know the importance to have access to small business financing, and we know how challenging that can be at times.

Many lenders and banks are simply not interested in working with small business owners or have stringent requirements that make it impossible for you to get approved. 

This is not who we are at Camino Financial.

We work hard every day to live up to our motto of “No Business Left Behind.” We do this by making it easier for small business owners like yourself to access much-needed small business financing. 

Our qualification requirements are lower than most lenders and banks, and we make the funds available to you quickly.

Apply for a business loan with Camino Financial today to see just how quick, simple, and easy it is to access the small business financing that you need and deserve.

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