The warning signs cleaning and caution wet floor in the building and janitorial car parked in back to remind people to walk safely.
Timothy R
By: timothy-ronaldson
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The Best Business Ideas to Help your Finances During an Epidemic

People in the United States are focused heavily on updates about the coronavirus. With the virus coming to America and beginning to spread as it has in other countries, everyone’s working hard to stop it, or at least slow it down.

Communities, cities, and even entire states are shutting down and canceling events as a way to limit person-to-person interaction on a large scale. People are changing the way they live their everyday lives, and it’s already starting to affect small businesses such as those in the travel, tourism, hospitality, restaurant, and some retail industries.

These small businesses may find themselves challenged to make payroll or pay their monthly bills. If this happens, financing is something that may be a viable way to keep cash flow at necessary levels.

Many small business owners are extremely concerned about the effects the coronavirus and people’s reactions to it will have on their bottom line—at least in the short term. But the situation does provide people with opportunities to potentially start new small businesses that could help their finances stay strong during these times. 

Small Businesses that Could Thrive During an Epidemic

Several small businesses could be in high demand during this health crisis. You could start one of them to support your finances: that way, they won’t get hit as hard.

1. Cleaning businesses

One of the top concerns during the coronavirus scare is the ability for people to clean and disinfect their homes. This wouldn’t usually be much of an issue, except the COVID-19 spread has caused a panic among shoppers. This has led to everyday cleaning products such as disinfectant wipes, bleach, hand sanitizer, and other multi-purpose cleaners to be sold out at most, if not all, stores.

As a result, people who regularly wouldn’t hire a cleaning service to disinfect their homes are doing so now. Having a professional clean your home during coronavirus not only guarantees an adequately clean house but that it’s disinfected with the proper products.

Cleaning businesses would have an inside track on getting these products, as they could get them from wholesale distributors. 

One thing that is important for cleaning businesses, though, is to take precautions when doing the job. Going to people’s homes could expose the workers to the coronavirus more so than other jobs. Necessary precautions such as wearing masks, gloves, and other protective gear—and then sanitizing it all when leaving—is a good idea.

2. Delivery services

Many people will choose to bypass making trips out of their home to places where groups of people congregate in short proximity to each other while the coronavirus threat is still strong. That means more and more people may turn to delivery services to do everything from getting groceries to stocking up on everyday items.

Most likely there are plenty of large businesses that handle this already—such as Postmates or grocery-store specific shopping programs. But you could start a small business that handles local deliveries in your area. This could prove to be especially fruitful if your region isn’t serviced by any of the large delivery businesses already.

You could get your business started by simply calling around to local businesses and making a partnership with them. They could then promote your service on their website, to try to attract spending at their store, even if people aren’t leaving their homes. 

For you, this delivery service won’t cost much to start up. All you’ll need is:

1. a reliable mode of transportation

2. a GPS mapping program, that should come installed on your smartphone

3. a credit card processing system, which can be acquired for cheap nowadays

As a potential offshoot of this, you could also start a service where you handle people’s everyday errands. This could include going to the Post Office to drop off mail or buy stamps, dropping off bill payments to cell phone companies, and anything else. 

3. Online stores

People will have to stay in their homes because of coronavirus—and possibly even being asked to work from home or having their work shut down for a while. Because of that, online shopping will become even more popular than it already is. This may be a good time, then, for you to start an online store.

It may be difficult for you to do if you don’t already have a product that you sell, though, since it’ll take time for you to think about an idea, produce that idea, then get it ready to sell. But if you already have a land-based store and just haven’t launched your online presence yet, now is a great time to do it.

You could use social media pages to market your product and announce the launch of your new online store. You may even be able to attract additional people than you usually would, as more people will be looking to buy stuff without going out. 

What if you’re in the services industry?

Of course, if you sell services, like haircuts or tutoring, you won’t be able to sell those online, right? Well, the internet can still help you. You could set up a booking system so that your clients can then book an appointment where you go to their houses and offer said services.

4. Start a re-sale company

If you’re a crafty person—or if you just have a lot of stuff lying around your house—you could start a new business and clean out your unwanted stuff in the meantime. 

If you have old furniture in your home, try a restoration project such as sanding and re-staining or painting along with replacing the knobs. You could then list this restored furniture for sale on third-party websites to make some money.

If you’re not crafty, you could also try cleaning out your attic, basement, and closets of things you no longer want and listing them for sale online. While this may not seem like a long-term business idea in and of itself, it could get you prepared for one. 

If you do well doing this, for example, you could get into the furniture restoration business, or you could even sell your re-sale services to other people who want to make a profit off their unwanted stuff but don’t know how to do it.


The coronavirus has caused a lot of panic in the country already, and people are already dramatically changing their lives because of it. While the coronavirus is sure to hurt many small businesses, there are also opportunities to start new small businesses that are desperately needed and could thrive during this time.

At Camino Financial, we are always committed to helping our members reach their goals, not only through our financial assistance but also through education and ideas. That’s how we live up to our motto of “No Business Left Behind.”

Subscribe to our Coronavirus Newsletter (only in Spanish) today to receive all the information you need regarding this important topic and how it can affect your small business.

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