Short Term Loan

Short-term loans are for 6 to 18 months; quick loan approval, minimal paperwork required and flexible credit standards


  • Loan Amount

    Loan amount varies depending on cash flows generated by the business


    $5,000 – $150,000

  • Payment Frequency

    Payment frequency depends on credit quality of borrower; higher risk borrower will likely make 2 payments per month



  • Loan Term

    Length of payment period


    1 – 4 Years

  • Interest Rate

    Interest will vary widely based on the years in business, industry, term of loan, and business cash flows


    15% – 60%

  • Time To Fund

    Expedited loan application process with minimal documents<


    2 – 5 Business Days

  • Other Requirements

    Personal Guarantee Required

    No Collateral Required

Learn the Good & the Ugly
  • Flexible credit standards with FICO requirements starting at 500
  • Short application with quick approval turnaround
  • Minimal paperwork requirements
  • High interest rates
  • Some loans may require daily payments
  • No interest rate savings upon pre-payment
See What you need to qualify

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