group of students at a money management class
Betsy Wise
By: betsy_wise
Read in 14 minutes

The Best 12 Money Management Classes And Courses: Personal Finances

Money management classes and courses help you to improve your financial literacy. Then, by developing good financial habits, you’ll be closer to achieving your financial goals.

Adding to your knowledge of how finances work helps you learn how to spend and save money, make investments, and generate income. In this post, we provide numerous resources to help you make sound financial decisions. 

The Importance Of Financial Literacy

Realizing that your finances are wildly out of control isn’t a good feeling.

On the other hand, when you’re a skilled money manager, you:

  • know how to face a job loss
  • understand how to get a loan
  • keep your finances organized
  • improve how you spend and save money

Having personal finance skills helps you:

  • set aside money for a savings account
  • evaluate which personal loan is better
  • steer away from bad debt
  • choose the right investments to build a nest egg for the future
  • avoid the stress of living paycheck-to-paycheck
  • know how to review your credit history report
  • optimize your credit score

Money management classes and courses help you better spend and save money. They also allow you to build a secure financial foundation. 

No matter the financial crisis, you’ll know how to face it. And because you’re more educated about finances, you know which questions to ask to make different decisions, like:

  • investment
  • retirement
  • loan
  • savings
  • credit

12 Personal Finance Courses

Here’s a list of the best money management courses divided by category.

Free Money Management Classes Online

Personal Finance

  • Platform: Udemy 
  • Type of content: Videos
  • Length: 3 hours
  • Cost: Free
  • Creator: MoneyCoach, an education startup backed by personal financial advisors
  • Topics: Budgeting, investing, estate planning, homeownership, etc.

This financial literacy class offers everything you need to know about personal finance fundamentals. Consequently, you’ll learn how to navigate real-world economic scenarios.

No materials required or prerequisites to take the course

Finances For Everyone

  • Platform: edX
  • Type of content: Videos
  • Length: 6 weeks, five to six hours per week, progress at your own speed
  • Cost: Free
  • Creator: Gautam Kaul, professor of finance
  • Topics: Renting, buying a car, evaluating home and student loans, understanding stocks and bonds, etc. 

With this personal finance class, you’ll learn the basics of personal finance management. It also teaches how to make financial decisions. It also covers other financial topics.

Their community and discussion forums help students understand financial concepts more quickly. 

Knowing high school algebra and basic math concepts is helpful but not required. Students can take the course as often as they want. The upgraded version of the course provides unlimited access.

Personal Finance

  • Platform: Khan Academy
  • Type of content: Videos
  • Length: several hours
  • Cost: Free
  • Creator: Sal Khan, founder of Khan Academy
  • Topics: Saving and budgeting, Interest and debt, Investments and retirement, Income and benefits, and more. Bank of America helped create the course.

You will learn the basics of personal finance with this financial literacy course. It’ll help you gain life skills of financial management in bite-sized videos.

Paid Online Classes

Debt Free In 18 Months

  • Platform: Well Kept Wallet
  • Type of content: Videos
  • Length: Work at your own pace
  • Cost: $67.00
  • Creator: Deacon Hayes, personal financial advisor and expert, founder, and CEO of Well Kept Wallet
  • Topics: Budgeting, paying off debt, how to increase income

This money management course will teach you how to make money, save money, invest, and pay off debt.

Access to a free debt calculator to pay off debt quicker. You can also sign up for their newsletter to receive ongoing financial tips.

Financial Peace University

  • Platform: Ramsey Solutions
  • Type of content: Videos (stream on any device, download digital workbook)
  • Length: 8 hours, 12 minutes 
  • Cost: $129.99 per year after a 14-day free trial 
  • Creator: Dave Ramsey, personal finance expert, host of The Ramsey Show
  • Topics: How to manage debt, savings, retirement planning, budgeting, understanding insurance, building wealth, real estate and mortgages, etc.

Learn money management skills, like setting up and following a budget and how insurance works. Plus, get tips and knowledge on how to build wealth.

You’ll understand how insurance, real estate, and mortgages work when you finish. In addition, the paid course includes financial tools to use money more effectively.

Membership also gives students access to money management apps and Baby Steps Tracker. In addition, other on-demand courses, including 20+ hours of content, are available.

Personal Finance: Financial Security Thinking and Principles

  • Platform: Udemy
  • Type of content: Videos and downloadable resources
  • Length: 3+ hours
  • Cost: $94.99
  • Creators: Life Progression Project, a digital publishing brand, and Alex Kouramanis, online educator
  • Topics: Principles of financial security, how to read a financial statement, how to create an effective action plan, etc. 

Learn how to develop a personal action plan to rethink how you view money so you can control your finances. The course teaches how to reduce spending, increase income, and ways to improve your financial situation.

Course preview is available. Students receive a certificate of completion.

#CaminoTip
If you find a course on a paid online platform that interests you, try searching for coupon codes.

Money Management Classes

Personal Finance: Obliterate Debt, Accumulate Wealth

  • Platform: Udemy
  • Type of content: videos and quizzes
  • Length: 37 minutes 
  • Cost: Free
  • Creator: Art Carden, an economics professor
  • Topics: compound interest, the economics of day-to-day purchase decisions, types of debt

This course will help you understand personal finances. Then, you’ll be able to get out of debt and make smarter financial decisions.

Beginner’s Guide To Financial Freedom

  • Platform: Udemy
  • Type of content: Videos
  • Length: 1 hour, 11 lectures
  • Cost: $19.99
  • Creator: Hong Min Lin, finance professional
  • Topics: Tips on building wealth, saving, financial planning, organizing finances, etc.

This personal wealth management course goes over several personal finance topics. In addition, it includes information on how to attain financial freedom and the steps you need to follow.

There’s a section on insurance savings policies.

Budgeting Classes

Budgeting Basics

  • Platform: Inspired Budget
  • Type of content: Printables
  • Length: 6 days of email instructions
  • Cost: Free
  • Creator: Allison Baggerly, budget expert
  • Topics: Organization, paying off debt, budgeting, saving money, money tools

The class offers personal finance management tips. It also provides hands-on examples of spending money more efficiently and planning for future expenditures.  

Students can sign up to receive a blog and podcasts to get ongoing money management tips and update financial printouts. 

Creating A Budget 101

  • Platform: Credit.org
  • Type of content: Videos and online content
  • Length: 6 lectures
  • Cost: Free
  • Creator: FIT Academy
  • Topics: Set up budget categories, create short and long-term goals, and learn how to track where you spend money.

With this personal finance course, where you can work at your own pace, you’ll learn the basics of budgeting, how to track spending, calculate your total income, set financial goals, and create a budget.

Students can take a pre-quiz to understand how much they know about budgeting. Alternatively, there’s also a post-quiz to obtain a document of achievement. In addition, you can schedule a free appointment with a financial coach.

Budgeting For Beginners

  • Platform: Walmart Community Academy
  • Type of content: Live Zoom classes 
  • Length: 1 ½ hours 
  • Cost: Free
  • Creator: Walmart Community Academy
  • Topics: Budgeting, debt, credit, etc. 

Understand the importance of budgeting and how it benefits you, learn how to set up a budget, control debt, and the importance of a credit score. Financial advisors teach it.

Note time zone differences when signing up for zoom courses in a different area. In addition, other free personal finance management classes are available.

Budgeting Is A 4-Letter Word

  • Platform: My Money Coach
  • Type of content: Videos, handouts
  • Length: 16 videos, work at your own pace
  • Cost: Free
  • Creator: My Money Coach
  • Topics: Budgeting, setting financial goals, debt management, tracking expenses, etc. 

Learn the importance of making a budget, how to make one, and how to use one. The course also includes information on stopping impulse buying and avoiding getting into debt. In addition, you’ll receive tips to keep your money safe.

Students can subscribe to a monthly newsletter to receive financial tips. In addition, other detailed information is available on saving, credit, and tools to simplify financing duties.

Where To Find Money Management Classes

If you need more personal finance courses, choose platforms that provide variety. The more information that’s available improves your financial literacy.

Some platforms to find high-quality courses are:

  • Khan Academy
  • Udemy.com
  • Alison.com
  • Coursera
  • edX
  • LinkedIn Learning
  • Skillshare
  • Academic Earth

Also, contact local and state agencies and colleges to find out what courses they offer. You will find both paid and free classes.

#DidYouKnow
Some great courses by colleges are Duke University’s Behavioral Finance Course, and Personal Finance by Missouri State University.

Our recommendation is to look for platforms that provide self-paced studies. Courses accessible on a range of devices are also a great plus. Many schools also offer discussion forums where learners ask questions.  

The best classes offer a combination of:

  • videos
  • printouts
  • unlimited access to courses
  • continuing financial education via newsletters, blogs, and podcasts

Take A Money Management Class Today

As you can see, you have plenty of personal financial education courses to choose from. Therefore, you shouldn’t have any problem finding the right course at a cost to complement your budget.  

If you need help paying for a course, Camino financial can help.

We offer loans for business or personal use and work with every client to find the right financial match. 

Apply for a personal loan today and experience firsthand how we’re different based on our “No Business Left Behind” motto built into every phase of our loan process. 

Apply now!

 

FAQs

What is a money management class?

A class that teaches students about topics to gain more knowledge about finances. For example:

  • budgeting
  • tracking expenses
  • how loan interest works
  • saving money
  • reviewing a credit report

What do you learn in personal finance classes?

Some of the topics you can learn are:

  • managing your money and staying within a budget
  • how to invest
  • how to save
  • retirement planning
  • financial planning
  • tax planning
  • banking basics
  • how credit cards work
  • how to build credit

Should I take a personal finance course?

Even if you already manage finances optimally, you can learn something new to improve your financial health.

Can I teach myself personal finances?

You can teach yourself the basics, but you may need more financial education in areas where you have limited knowledge. For example, most people need more financial information to run a business.

What’s the average cost of personal finance courses?

Many are free, but they range anywhere from $20 to $130 or more.

How do I learn about money management?

You could:

  • order financial help books
  • take online classes
  • enroll in classes offered by local and online colleges and universities

Another idea is to talk to financial professionals such as:

  • online financial and credit counselors and advisors
  • accountants
  • tax advisors
  • financial planners

What are the 3 basic steps to better money management?

  1. Ability to control and track spending.
  2. Make deposits to a savings fund throughout your lifetime.
  3. Pay off debt each month to maintain your credit score rank.

 

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