Microloan programs fund underbanked borrowers by mission-driven Community Development Financial Institutions ("CDFIs") and non-profits


  • Loan Amount

    Loan amount varies depending on cash flows generated by the business



  • Payment Frequency

    Payment frequency depends on credit quality of borrower; higher risk borrower will likely make 2 payments per month


    1 to 4 Payments per Month

  • Loan Term

    Length of payment period


    1 – 4 Years

  • Interest Rate

    Interest will vary widely based on the years in business, industry, term of loan, collateral, and business cash flows


    7% – 18%

  • Time To Fund

    Time to funding will depend on readily available financial and business documentation


    1 – 4 Weeks

Learn the Good & the Ugly
  • Available for earlier stage businesses and first-time borrowers
  • Stable monthly payments
  • No prepayment penalties
  • Small average loan size of approximately $7,000
  • Collateral may be required
See What you need to qualify

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