Learn if you qualify for an ITIN loan with our online pre-approval. We just need basic information about you and your business. No social security number required!. You’ll know if you are pre-approved in less than 24 hours. We will guide you through the whole process.
You can upload your small business documents and financial records or submit them to your business loan specialist. The process is easy and secure! We’ll review your business profile and match you with the ITIN loan that best fits your needs.
Get ready to invest in your small business! Your business loan specialist will contact you to make you an ITIN loan offer. You just need to sign the loan agreement to receive your funds in a matter of days directly into your bank account.
Our monthly interest rates vary from 1.0% to 3.5%. Camino Financial term loans are fully amortized through monthly installments over 18 to 60 Months.
Camino Financial makes paying for your small business loan easy! We have simple monthly payments with no prepayment penalties or hidden fees.
We know how busy life gets as a small business owner. That is why we take care of scheduling the business loan payments for you, so you can get back to running your business!
Because we understand you, we created flexible requirements that are easier to meet than the ones banks have. You can be approved with no SSN! Our terms are based primarily on your small business’ cash flow.
To qualify for an ITIN loan, you need to have been operating for at least 9 months, earn $30,000 minimum in annual sales, and be up-to-date with outstanding credit obligations.
Many lenders will ask for your SSN to approve your small business loan. But Camino Financial is different. You will be able to apply even if you only have an ITIN number.
Our lending process is easy. You don’t need a credit history or good credit score to qualify. We just ask you to be current with outstanding credit obligations and don’t have bankruptcies in the last 24 months.
We founded Camino Financial to offer simple and affordable loans to immigrant businesses who find it difficult to get the capital they need with banks. We serve:
To get an ITIN loan with Camino Financial, you must meet the following requirements:
You can be approved even with no credit history and bad credit!
Camino Financial offers unsecured term loans at fixed interest rates and flexible requirements to finance your business needs. We approve undocumented businesses with no SNN; you only need an ITIN.
We understand small businesses. We know the problems and needs you have, especially as an immigrant. We know that your status should not affect your financing opportunities.
For us, you are not just a number; you are part of our familia.
We’ll not only be your lenders but your financial partners!
Camino Financial understands that capital is crucial to help your small business succeed. That’s why we don’t factor in your immigration status when approving your loan.
You are hard-working and very passionate, and that’s what matters to us.
With us, you only need an ITIN to receive a small business loan.
Continue reading Can I Get Credit Only with an ITIN?
Yes, you can!
We don’t need you to have a minimum FICO score or previous credit history to be approved for a loan.
Many Latino business owners haven’t had the time to build a healthy credit history, but that doesn’t mean they shouldn’t be able to access the capital they need for their small business.
And if you have bad credit history, we just ask you to be current with outstanding credit obligations and don’t have bankruptcies in the last 24 months.
We know how important it is to have a strong credit score. That’s why, with us, you can make sure your credit score won’t take a drop!
Other lenders review your credit history with a “hard pull,” which stays on your record and affects your credit score.
But at Camino Financial, we do a “soft pull,” which doesn’t affect your credit.
No. With Camino Financial, you don’t need to risk your assets, like vehicles, equipment, etc. Out ITIN loans are unsecured. This means we don’t ask for collateral to secure your loan.
For our small business loans, the annual interest rates range from 12.00% to 24.75%. For our microloans, from 19.0% to 34.0%.
Yes, at Camino Financial, we make sure that your sensitive information and documents remain safe and private. We use the same technology that banks use. Your finances and your personal information will always remain safe at Camino Financial.