Bill Cilluffo is a Partner and Head of international investments at QED Investors, a leading venture capital firm focused on investing in early-stage, disruptive financial services companies in the U.S., U.K., and Latin America. He leads QED’s Investment teams in Latin America, Europe, and Asia. Prior to joining QED, Bill spent nearly 20 years at Capital One, spanning several roles and leading several businesses. His career included scaling Capital One in the areas of the market, product development, and credit policy. He spent a few years in business development roles spanning the telecom, medical finance, and small business finance industry. Bill then pivoted his career to general management and spent his last 3 years leading Capital One’s Co-Brand and Private Label credit card business, building the business nearly from scratch to one of the top few players in the US market.[...]

Former commercial banker and second-time founder, Keren Moynihan has over 15 years of experience in the financial sector as a banker, advisor, and mentor. She has built a start-up called “Boss Insights” to provide fintech, private, & traditional lenders with their business clients’ financial data in minutes. Before Boss Insights, Keren earned her JD/MBA from York University, she then started her career working at a division of the TSX and then moved towards commercial banking at RBC. Her first startup was an impact company financing large buildings to be energy-efficient.[...]

Ramona Ortega is the Founder and CEO of ‘Mi Dinero, Mi Futuro’ or My Money My Future, which is a mission-driven FinTech company that combines tailored content and simple to use tools to help people manage their money with confidence.  MMMF’s personal financial management platform automates budgeting, guides individuals through all their financial decisions, and helps them choose the best financial products from a curated selection of partners. Previously, Ramona was an attorney in New York where she worked on complex securities litigation and corporate matters at the SEC and U.S. Bankruptcy Court. Prior to her career in law, Ramona was a human rights advocate and a founding member of the U.S. Human Rights Network.[...]

Lisa Mensah is President and CEO of Opportunity Finance Network (OFN), the nation’s the leading network of Community Development Financial Institutions (CDFIs). Under her leadership, OFN helps CDFIs leverage public funding and private investment to bring affordable, responsible capital to rural, urban, and Native communities underserved by mainstream finance. Since joining OFN in 2017, Mensah has attracted new visibility and investment to the CDFI field through programs like the Grow with Google Small Business Fund and OFN’s Finance Justice Fund, a $1 billion socially responsible investment with Twitter as the Fund’s first investor. Widely considered an expert on access to capital in low-wealth communities, Mensah frequently testifies before Congress. And recently, Forbes and Morning Joe recognized her as one of five women safeguarding America’s small businesses.[...]

Lucy Arellano Baglieri is the Chief Strategy Officer and Senior Vice President at Low Income Investment Fund. She oversees LIIF’s Strategy, Development and Public Affairs team, and leads the implementation of LIIF’s strategic plan and social justice initiatives. Prior to joining LIIF in 2020, she served as Chief Strategy Officer for the Mission Economic Development Agency (MEDA), leading the organization’s regional and national work focused on economic and racial equity initiatives in Latino and immigrant communities across the country. Her work draws on her own lived experience as a proud immigrant from Mexico and a career dedicated to communities facing the deepest inequities, working largely across Black and Latino communities.[...]

In this episode of Fundamental Fairness, we will uncover the top 3 Fintech industry trends that are expected to lead the conversation well into 2021 and beyond with Peter Renton, co-founder and Chairman of Lendit Fintech, Founder of Lend Academy.  Peter Renton is the co-founder of LendIt Fintech, the leading news and educational resource for the Fintech industry. He has been writing about this industry since 2010 and he is the author and creator of the Lend Academy Podcast, the first and most popular podcast on lending and fintech innovation. He is considered one of the world’s leading experts on marketplace lending and speaks regularly on the topic around the world.[...]

Elena is a FinTech entrepreneur with over twenty years of business development, sales, and management experience. Before TurnKey Lender she worked on several successful products in Silicon Valley and founded two companies where at different times she headed up finance, sales, and marketing. She often shares her expertise at industry events and in the media. For two consecutive years Elena was listed among the top 100 women in FinTech by Lattice80, and is named one of top 25 female leaders in financial technology in the 2020 Financial Technology Report.[...]

In this episode of Fundamental Fairness, we will dive into the future of banking with Saul Martinez, to unravel the digital transformation in a complex and rapidly changing world. Saul Martinez is currently a Managing Director at UBS and has 22 years of experience in equity research and investment banking at various Wall Street firms. Saul has led teams analyzing banks, consumer finance companies, and life insurers in the US and Latin America. Saul has a Masters in Public Affairs focused on Economics from the Princeton School of Public and International Affairs and he graduated summa cum laude from UCLA with a Bachelor’s degree in Political Science.[...]

Daniel Vogel is the Co-founder and CEO of Bitso. He is among the youngest entrepreneurs and leaders of technological innovation in Latam. Accompanied by a sense of social responsibility, Bitso has become a company committed to the development of efficient, competitive, accessible, and inclusive financial services in Latam. Daniel holds two degrees from Stanford University (BA in Economics, BS in Computer Systems Engineering) and a Master ́s degree in Business Administration (MBA) from Harvard Business School. In November 2016, Daniel was included in “Innovators under 35 Mexico 2016”, an award from MIT Technology Review. He has also received several awards such as the Global Endeavor Entrepreneur, Gold Winner MassChallenge 2016, 33 Most Innovative Startups in Mexico, Digital Leader Mexico, among others. Most recently, Bisto closed a $250M Series C Round, valuing the company at $2.2 Billion dollars. It’s worth noting for our audience, Daniel is a very close friend of mine and I am a proud early stage investor in Bitso.  So yes, I am biased![...]

COVID-19 has caused a major economic shock. To further explore the impact of COVID-19 on the small business landscape in the United States, we must turn our attention to how our nation responded to the need for economic recovery. According to a study conducted by professors at the NYU Stern School of Business, fintech lenders did a better job meeting intentions of the CARES Act providing over 400k PPP loans–saving more than 2 million jobs. In this episode of Fundamental Fairness, I will be tackling this topic of discussion with Brock Blake, founder, and CEO of Lendio. Brock Blake is the CEO and co-founder of Lendio, the leading small business finance solutions provider in the U.S. Brock believes that access to capital should be simpler and quicker for small business owners, and he’s built a successful company around solving this problem. Brock leads the team that has facilitated over $10B in loans to small businesses. An Inc. 500 CEO, national keynote speaker, and Forbes columnist, Brock’s dedication extend far beyond the boardroom. He has shaped a superior company culture with a humble and hungry team that is passionate about driving results and giving back. For every new loan facilitated on Lendio’s marketplace platform, Lendio Gives, an employee-contribution, and employer-matching program, provides a microloan to a low-income entrepreneur around the world through Kiva.org.  It’s also worth noting for the record, Camino Financial is a proud lending partner of Lendio. [...]