COVID-19: Small Business Resources

The current health crisis is affecting everyone and everything, from the economy to small businesses.

To help you fight this situation, we're sharing with you resources and information that help you manage your business during this crisis. That way, you'll be able to protect your assets.

PPP Loan Forgiveness Requirements: How to Apply and Calculate It

You received a PPP loan to cover qualifying payroll and non-payroll expenditures to help weather the COVID-19 pandemic, but most … Read More

What Happens if you Don't Qualify for an SBA Coronavirus Loan?

The Small Business Administration (SBA) has an Economic Injury Disaster Loan program. It offers loans to help small businesses make … Read More

Loans for immigrants: How To Get The Best 3 Small Business Loans For Non U.S citizens

It's uncommon to find loans for immigrants when you're a non us citizen living in the United States and you … Read More

How to Build Credit for Your Small Business

Once somebody told me that building a business is impossible without building credit. At first, I was unsure this was … Read More

Small Business Grants and Resources for Latino Business Owners

It can be fairly common for Latinos in the United States not to be able to access a business loan, … Read More

Relief Loans and Programs

Many public and private institutions have created programs aimed at helping small business owners during this health crisis. Check all the resources at your disposal and use the aid offered by public and private institutions to help your business thrive.

(Español) Cómo pedir un préstamo para negocios: Guía de 10 pasos para solicitar
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(Español) Motivos de rechazo de un crédito y qué hacer si eres denegado
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(Español) Guía completa sobre los préstamos a plazos
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(Español) Los mejores programas de apoyo a mujeres emprendedoras en 2022
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(Español) Los mejores préstamos con intereses bajos para negocios en 2022
Sorry, this entry is only available in European Spanish. Read More
(Español) Los mejores préstamos bancarios para negocios
Sorry, this entry is only available in European Spanish. Read More
Send To Collections: The Complete Guide
Sending someone to collections can be tough, but sometimes getting the money you're owed is necessary. Recent studies show that one … Read More
Business Line of Credit vs Loan: How To Choose And Which Is Better
Business lines of credit and loans are two of the primary financing options for small businesses. While both options serve a … Read More
Form 3800, General Business Credit: Ultimate Guide
The tax form 3800 is crucial if you own or run a small business. This IRS tax form will help you … Read More
Secured Business Loans: 2022 Ultimate Guide
If you're a small business owner, you may be considering secured business loans to help finance your business. These products are … Read More
Best Hardship Loans To Consider in 2022
Hardship loans are special financial products for helping people in difficult situations. They can provide much-needed financial relief during tough … Read More
Best Short-Term Loans for Personal Expenses
Short-term loans can be great for personal expenses when you need money fast. But it's important to shop around and … Read More
10 Cost Reduction Strategies and How to Apply Them In Your Business
With cost reduction strategies, you will learn how to streamline your business operations to reduce expenses. Using cost-effective ways can reduce … Read More
Understanding Accounts Receivable Financing to Strengthen Your Cash Flow
Accounts receivable financing allows you to put your outstanding invoices to work for you to increase your cash flow. If you're … Read More
H4 EAD Visa: The Ultimate Guide
The H4 EAD visa is the perfect visa for dependents of people who already have an H-1B visa. It gives … Read More
Stagflation vs. Inflation: What's The Difference?
Understanding the difference between stagflation vs. inflation is crucial. These two economic phenomena involve rising prices and can have a major … Read More
Sole Proprietorship: Advantages And Disadvantages
Many business owners choose sole proprietorship advantages over those of other legal structures. It is the simplest and most common form … Read More
Independent Contractor Loans: Different Types and How To Get One
While many independent contractor loans are available, knowing which you qualify for and which best suits your needs is difficult. You … Read More
How to Get Business Credit Cards with EIN Only: The Definitive Guide
Business credit cards with EIN only help separate your credit from your business credit record, making this one of the … Read More
Best Unsecured Business Loans: Top 10 Options In 2022
The best unsecured business loans can help you get capital. Especially those that have yet to establish a strong credit history … Read More
Stagflation Investing: Top Assets for 2022
Stagflation investing is a term used to describe the act of investing during a time when the economy is experiencing … Read More
How Camino Financial Is Supporting Small Businesses During Tough Times
Supporting small businesses is essential for the economy's growth. Did you know that over 99% of America's businesses are small? Keeping … Read More
Interest Rate Hike 2022: The New Average Business Loan Rates In August
You've probably noticed the interest rate hike this 2022. There have been 4 rate increases so far. This has caused some … Read More
Stagflation Defined: Causes and Effects, and How To Prepare
What is stagflation? Stagflation is a combination of rising inflation and economic stagnation. Let's dive into this economic phenomenon and how you can … Read More
Financial Forecasting For Small Business: A Complete Guide
Financial forecasting is one of the most important things you need to plan and manage a small business. This complete guide … Read More
How to Reduce Operating Costs and Expenses: 12 Practical Tips
If you reduce operating costs and expenses, you’ll be able to improve your profits and have a successful business. That … Read More
How Resilient Small Businesses Respond to Inflation
It is important to know how small businesses respond to inflation appropriately in these times. As we speak, inflation is hitting … Read More
Investing in a Recession: Taking Advantage of an Economic Downturn
Believe it or not, investing in a recession can actually be a smart idea. That's great news if there's an expected … Read More
Learn About Strategic Management For a Competitive Business Advantage
Strategic management can help your business gain an advantage over your competitors. It is possible through the development of a … Read More
Best Methods On How To Set Business Goals In Your Business Plan
Setting business goals is more important than you think. They guide every successful business, so it's essential to have realistic … Read More
The Most Profitable Recession-Proof Businesses to Start
Having recession-proof businesses is essential when starting your venture in these times. Did you know that only about a quarter of … Read More
How to Prepare for a Recession: Top 13 Business Strategies
Are you wondering how to prepare for a recession, so your business survives? If your answer is yes, this article … Read More
What Causes Inflation and What You Can Do: 3 Ways You Can Fight It
What causes inflation? We all know what it generally means when inflation increases: higher prices for everyone. But why does … Read More
How To Hedge Against Inflation And Keep Your Finances Safe
Knowing how to hedge against inflation will allow you to keep your money from losing value during this negative economic … Read More
Camino Financial's Guide on How to Take Advantage of Fed Rising Interest Rates
You need to figure out how to take advantage of Fed's rising interest rates, to help protect your hard-earned money … Read More
Food Truck Business Loans
A food truck loan can help you get the capital you need to grow your business. At Camino Financial, our lending … Read More
Dental Practice Loans
A dental practice loan can provide the necessary funds to expand and create a sustainable company. Camino Financial knows that owners … Read More
Daycare Business Loans
Daycare loans can be exactly what you need to start or expand a childcare business. The truth is that working parents … Read More
Business Auto Loans
Are you seeking the perfect business auto loan? Our vehicle financing can help you to reach the funds you need … Read More
The Ultimate Guide To Build Brand Positioning
Developing a brand positioning strategy is how you make your business stand out. This tool is part of your unique selling … Read More
Trucking Business Loans
We provide trucking business loans so you can get back in your rig and get on the road with Camino … Read More
Retail Business Loans
Retail business loans can help you stand out in the competitive retail industry by giving you the capital you need … Read More
Law Firm Funding
Law firm funding can give you the financial boost you need to grow your business. Money is crucial to achieving success … Read More
Landscaping Small Business Loans
Our landscaping small business loans can give you the funds you need to invest in your business and make it … Read More
Grocery Store Loans
Grocery store loans can help you keep up with the food retail industry by giving you the capital you need. Along … Read More
Commercial Construction Loans
Accessing a commercial construction loan is crucial to thriving in the industry. That’s why, at Camino Financial, our mission is to … Read More
Wellness Business and Beauty Salon Loans
Beauty salon loans are exactly what you need, so you never miss an opportunity to expand your wellness business. After … Read More
Auto Repair Shop Loans
Accessing auto repair shop loans is crucial to running an automotive business. Unfortunately, it can be challenging to receive credit approval, … Read More
Restaurant Loans
Restaurant loans can push you to the top of the food chain, so to speak. Camino Financial offers a range of … Read More
11 Essential Tips on How to Increase Customer Base for Your E-Commerce
Increasing your customer base is vital to building a successful online business. With the popularity of e-commerce, it has become … Read More
The 20 Best Money Management Tips: Personal And Business Strategies
By using the money management tips provided in this post, you'll learn to handle money better. After all, having a … Read More
Staying Organized: The Best Financial Tools to Help Your Small Business Grow
It's essential to use the right financial tools to stay on top of where, how, and why you spend money. In … Read More
45 Types Of Business Models Explained — Definition & Examples
There are many types of business models from which you can choose to help your business become successful. After all, … Read More
The Best Personal Finance Software to Help You Track Your Spending
Using personal finance software can help you take control of your financial management. Apps and trackers allow people to see where … Read More
The Most Common Types Of Organizational Structures In Business In 2022
Organizational structures in business can end confusion and keep your company on track for growth. In this post, you'll discover … Read More
The Best 12 Money Management Classes And Courses: Personal Finances
Money management classes and courses help you to improve your financial literacy. Then, by developing good financial habits, you'll be … Read More
A Complete Guide to Financing Cash Flow for Entrepreneurs
Knowing about the financing cash flow is of great help to effectively reinvest in your business. As an entrepreneur, you know … Read More
How to Write A Mission Statement For Your Business
Learning how to write a mission statement might feel like one of the more boring aspects of entrepreneurship. After all, why … Read More
The Benefits Of A Strategic Plan and How to Write One
Having a strategic plan in place can help you run your business more smoothly and effectively. This planning aims to … Read More
How To Find Angel Investors: Learn From The Experts
How to find angel investors is a crucial question for many entrepreneurs and small business owners today. Discovering these opportunities … Read More
Short-Term Business Loans: Ultimate Guide & 5 Best Options Of 2022
Short-term business loans can provide the funds you need to cover commercial expenses and grow. They are typically repaid within one … Read More
How to Do a SWOT Analysis With Examples: 2022 Guide
A SWOT analysis is a great way for small businesses to evaluate their strengths, weaknesses, opportunities, and threats. In addition, it … Read More
How to Get Long Term Business Loans
If you're looking for long term business loans, you may be wondering where to start. How do you know which … Read More
How to Get Financing for a Business: Best Ways in 2022
Learning how to get financing for a business is central to success. Without capital, an entrepreneur can't start or sustain … Read More
How to Collect Money from Clients
Learning how to collect money from clients who won't pay is crucial when running a business. You need to strike … Read More
Does a Business Loan Affect Personal Credit?
Your credit score is important for many reasons, including obtaining a loan or mortgage. But what happens when you have business … Read More
Opening A Restaurant: The Ultimate How-To Guide
Opening a restaurant can be a very profitable venture if you have the right skills and knowledge. Why? People are always going … Read More
15 Best Debt Consolidation Loans of 2022
The best debt consolidation loans can help you get out of debt faster and—more importantly—potentially save you a lot of … Read More
15 Best Business Credit Cards for Startups
Business credit cards for startups are great if you want to get funding to get your business off the ground. … Read More
Vending Machine Business: A Complete Guide On How To Start Your Own
A vending machine business is one of the most profitable ideas for making money as an entrepreneur. If you want to … Read More
15 Online Business Ideas To Start Today: 2022
You can start many online business ideas today to become a successful digital entrepreneur. Online businesses are profitable, but only … Read More
Sell Stuff Online: Top 8 Websites And Apps
Have you ever tried to sell stuff online and didn't know where to start? It can be tricky, especially if you're … Read More
Home Depot Credit Card: 2022 Details And Review
You can use the Home Depot credit card to help you save money on your purchases at the retailer. But … Read More
Best 6 Cash Advance Apps to Help You Make It to the Next Payday
The best cash advance apps can help cover expenses until you receive your next paycheck. You could say they help … Read More
Top 5 Pre-Approved Credit Cards Of 2022
Applying for pre-approved credit cards is almost as easy and exciting as shopping with them. Today, we will explore how these … Read More
Best Credit Cards of 2022, Rewards, Offers, and Reviews
We created a list of the best credit cards of 2022 to help you choose the right one. You can use … Read More
Business Loan Interest Rates For 2022: An updated guide
The business loan interest rate should be your primary consideration when choosing a financial institution to get funds for your … Read More
Equipment Financing Guide: All You Need To Know
When it comes to equipment financing, there are various options available. Understanding the different types is essential to making the … Read More
Sole Proprietorship Loans: The Ultimate Guide
Sole proprietorship loans can help you get your company off the ground or finance essential investments to ensure your success. Here, … Read More
How to Start a Small Business: The Ultimate Guide to Success
Do you want to learn how to start a small business? The idea of being your boss is very attractive, … Read More
A Guide To Minority Business Loans
Understanding the essential concepts of minority business loans can help you improve your chances of getting approved for one. This is … Read More
Emergency Loans: The Best 12 Options To Finance Unexpected Expenses
If you need emergency loans, you'll be happy to know that there are many options out there. But while some of … Read More
Unsecured Personal Loans: The Best Funding Option
Unsecured personal loans are flexible and reliable products that can help you invest in your objectives and goals. They present less … Read More
How To Get A Loan With No Credit History
Maybe you wonder how to get a loan with no credit, and it's easier than you might think; you should … Read More
LLC Loans: The Best Financing Options and Lenders of 2022
An LLC loan offers more flexibility than other types of loans, so if you are looking for the best financing … Read More
Funding for Startups: Top Best Financing Options
To find the right funding for startups, it's important to do complete research and compare different options. Luckily for you, there … Read More
Top 3 Soft Pull Personal Loans: The Best Options
“Soft pull personal loans” is probably a term you might have run into. This can be an excellent option for … Read More
Personal Line of Credit vs. Personal Loan: Which Is The Best Option For You
A personal line of credit vs. personal loan; What are the differences, and which is best between the two? Although … Read More
12 Types of Business Loans: Compare and Understand Your Best Options
What's the best type of business loan for me? There are many different types of loans available for small businesses, … Read More
Lease vs. Loan: Differences Between Finance and Lease
When deciding between a lease and a loan for new equipment, it's important to know the differences. A lease allows you to rent … Read More
What Is A Lease: All You Need to Know About It
Maybe you don’t know precisely what is a lease about or how it works. You must understand that leasing is … Read More
The Truth About No Credit Check Loans With Guaranteed Approvals
No credit check loans with guaranteed approvals might seem like the best option when you have faced trouble getting a … Read More
Business Line of Credit: The 6 Best Options & Alternatives for August 2022
If you're looking for the best business line of credit, you've come to the right place. In this post, we'll … Read More
The Ultimate Guide to Personal Loans for Bad Credit
You may not be aware that personal loans for bad credit exist. That's why we created a list of lenders … Read More
Can You Refinance a Personal Loan? How to Do It
Can you refinance a personal loan? The answer is yes! You can definitely do it. In fact, it's a great … Read More
5 Top Long-Term Personal Loans for 2022
Long-term personal loans can be beneficial because they allow more payments thanks to the extended term. As a result, the … Read More
Used Tractor-Trailer Financing: Top 5 Commercial Lenders
The trucking industry generates huge income each year. According to the American Trucking Associations, in 2019 alone, it earned 791.7 … Read More
Loans for immigrants: its economic and social importance
Leaving one’s country, family, friends, and culture is one of the most complex decisions that a person can take. But … Read More
Top 5 Business Credit Cards For People With No Credit History
Business credit cards for people with no credit history exist because roughly 50% of business owners start a business in … Read More
Top Banks That Accept ITIN for Personal and Business Loans
There are a lot of banks that accept an ITIN (Individual Taxpayer Identification Number) to open bank accounts and get … Read More
How to Apply for a Business Credit Card Without SSN
Applying for a business credit card without SSN can be challenging, but it's not impossible. Just because you don't have a … Read More
Top 5 Easy Approval Credit Cards for Businesses
A business owner's journey toward success involves obtaining financing to start or expand their business and fuel continued growth. Easy … Read More
How Does Inflation Affect Businesses? Top 5 Strategies to Survive it
The word “inflation” can sure sound threatening to America’s economy. It means that things get more expensive, and consumption could … Read More
Hiring Employees: Tips for Success
Congratulations! Hiring employees is an amazing achievement. Adding a person to your staff indicates you've grown your business. Still, it's scary … Read More
Cash Flow Statement Template - FREE Downloadable
Financial statements might seem complex and tedious documents. Some might even think that working on them involves investing a lot … Read More
What is a K-Shaped Recovery? How does it affect Small Businesses?
The COVID-19 pandemic dealt a body blow to most of America’s small businesses. The economy went into recession as lockdown … Read More
Balance Sheet Template: Keep Your Business Finances Healthy
Business owners take big steps when maneuvering through the challenges of running a business while keeping their finances out of … Read More
10 Questions to Ask Before Getting a Small Business Loan
Before getting a small business loan, it's important that you understand the various products out there, but also your own … Read More
Learn how to identify online loan fraud and fraudulent lenders
Nowadays, getting an online loan is easier than ever. In recent years, the alternative lending market has grown considerably, offering … Read More
How to Bid for Government Cleaning Contracts
Cleaning is a great industry because you'll always have potential future work. Moreover, the advent of COVID 19 caused a … Read More
Hotshot Trucking: A Great Way to Improve Your Profits
Owners of small trucking businesses are always looking to increase profits, and hotshot trucking might be one way to do … Read More
Free Auto Repair Invoice Template
You might not believe it, but an auto repair invoice is a crucial piece of your business’ success. At a single … Read More
W2 vs 1099 Workers: What’s the Best for Your Business?
Before hiring workers, it’s important to understand two different hiring methods: W2 vs 1099. On the surface, both types of … Read More
Most profitable types of trailers for your trucking business
Having the best equipment for your business will most certainly help you improve your profits. But knowing which equipment is … Read More
CDFI PPP lenders list
Here is the PPP lenders list to identify which financial institutions can offer this financial aid again. However, you must … Read More
Construction Calculator: The Cost of a Contracting Project
Wouldn't it be nice if we all had a handy construction calculator in our pockets? This calculator could help us quickly … Read More
California Relief Programs for Small Businesses
We’ve passed the one-year mark since the COVID-19 pandemic arrived in the US. The virus has changed life as we … Read More
FREE Construction Quote Template + Tips To Win A Bid
Learning how to make winning bids is a critical skill for construction company owners. When you’re competing with dozens of … Read More
Top 8 Small Construction Equipment
Owners in the industry know that you must have the proper small construction equipment to effectively run a construction business … Read More
Small Business Loans In New York: Fast And Accessible Capital
The success of small businesses often depends upon their ability to raise money quickly. However, business owners can find it … Read More
Make money with money: 12 effective investments for your small business
In my first years as an entrepreneur, I’d hear the word "investment," and I’d think it had nothing to do … Read More
How to Offer the Best-Ever Online Customer Service
Good customer service is crucial to have a successful business. In the United States, customer service cannot be understated: customers … Read More
Best Heavy Equipment Financing For Your Construction Business In 2022
Seeking heavy equipment financing is a must for growth, and you can upgrade your business with the right lender. In this … Read More
Construction Equipment Supplier: Top 10 in the United States
Finding the right construction equipment supplier will help you stay competitive in your industry and improve your profits. To help you … Read More
Small Business Loans in California: Fast Financing for Your Needs
It’s crucial that business owners in need of small business loans in California can receive the financial aid they need. … Read More
Line of Credit Calculator: Complete Guide
A line of credit calculator is an excellent tool that will allow you to learn how much you have to … Read More
Small Business Loans in Florida: quick and easy access to capital
The success of a small business is proportional to the investments it receives. Many times, though, the lack of capital … Read More
Top 6 Small Business Grants For Minorities in 2021
It can be hard to believe, but many organizations provide “free money” or grants to business owners. You can get … Read More
Mom And Pop Business Funding Guide: Best 7 Options
Accessing mom-and-pop business funding is crucial for these companies to grow and thrive. And while it's complicated to get loans with … Read More
How to Get a Certificate of Good Standing
As a business owner, a Certificate of Good Standing is crucial to you. The valuable document signifies that your … Read More
5 Inventory Financing Options for Convenience Stores
Every small business store needs products to sell to make money, and inventory financing is one of the most commonly-used … Read More
How Long Does It Take To Build Credit?
How long does it take to build credit? An excellent credit history depends on your individual situation and the things … Read More
How to Calculate Interest Rates on Business Credit
You wouldn't get money from a bank, throw it in the river, and say that's how your cash floats. Neither … Read More
How to calculate net income -formula- step by step
Amazingly, a simple mathematical operation can tell you how your company's finances are doing and help you improve its performance. … Read More
Your Loan Application Process: Everything You Need To Know
At Camino Financial, we always work tirelessly to offer you an easy and effortless loan application process. Our goal is, … Read More
What Licenses, Permits, and Bonds Does a Cleaning Business Need?
The cleaning industry has been booming in recent years, and even more in recent months because of the COVID-19 pandemic. … Read More
What Can I Do With an ITIN Number? The Benefits and How To Apply
What can I do with an ITIN number? What is it used for? How do I get one? Obtaining an ITIN … Read More
How to Calculate Retained Earnings
It's common for business owners to know how to determine sales and revenue, but some might not know how to … Read More
Commercial Construction Loan Rates: How They Work And Best Lenders Of 2022
You need to understand commercial construction loan rates if you build from scratch or renovate commercial properties. This will help you … Read More
Resources for Small Businesses in Colorado: Nonprofits
As a small business owner in Colorado, you surely feel like COVID-19 is a nightmare; after all, the finances of … Read More
Loans and Small Business Grants in Colorado
Leer en español After surviving the pandemic, business owners in Colorado realized the importance of accessing capital. From family-owned convenience stores to … Read More
PPP Loan Forgiveness Requirements: How to Apply and Calculate It
You received a PPP loan to cover qualifying payroll and non-payroll expenditures to help weather the COVID-19 pandemic, but most … Read More
How To Register Your Restaurant On The DoorDash App
Are you wondering how does DoorDash work? Learn about it and the importance of delivering food apps, how it works, … Read More
How to Get an EIN (Employer Identification Number)
An EIN number (Employer Identification Number) is a 9-digit tax identification number small businesses, and other entities, use to file … Read More
Home Cleaning Business vs. Commercial Cleaning Business
During these times, many businesses don't have the demand that they would during normal circumstances. But there are still many … Read More
The SBA Paycheck Protection Program (PPP)
On 2020, small business owners across the country were forced to face an unprecedented situation: a pandemic. Practically the entire … Read More
What Are Medical Loans?
Medical bills can be a complicated matter: it is often difficult to calculate costs for care. And while medical treatment … Read More
How to Begin Investing as an Immigrant
Disclaimer: This article does not intend to provide individual investment advice, but instead provides general information about how to begin … Read More
Overflowing Success: 8 Small Businesses That Grew to Become Giants
When you hear the phrase small business, you may think of just mom-and-pop shops that have a few employees or … Read More
When to File Taxes 2022: Tax Deadlines
Tax season is upon us. So wait no more and start getting your taxes ready. But what if you don't know when … Read More
10 Tips for Growing Your Cleaning Company
Starting and running a cleaning company involves juggling many concerns, including training employees, tracking finances, and ensuring customer satisfaction. The professional … Read More
Ultimate Guide On How To Start A Cleaning Business
You might be interested in learning how to start a cleaning business if you want to be an entrepreneur without … Read More
The Ultimate Guide For An ITIN Renewal
ITIN renewal is a necessary process done for many people every year. The process is actually quite simple. Just gather your … Read More
What are Compound Interest Accounts and How to Calculate Compound Interest
We all want to make our money grow as much as possible. Some invest in their business, others in stock, … Read More
What Is Gross Revenue and How to Calculate It
Gross revenue is important because is a good way of knowing how well your business is doing. In addition, this calculation … Read More
Best Investment Accounts If You Have A Low Budget
You probably know that investing in stocks can help you to grow your wealth. However, many people are hesitant to … Read More
The Best Inventory Apps for Small Businesses
The reality is that, if you sell products, your inventory is literally the lifeline of your business. If you don't … Read More
The Best 5 Amazon Business Credit Cards For Your Small Business
Amazon Business credit card is a great option for small business owners needing a credit option. As its name indicates, the … Read More
Best Credit Union for a Small Business
When it comes to finding the best credit union for a small business, there are a few things you need … Read More
The Best Restaurant POS Systems
It’s a fact: 52% of consumers prefer spending their money on experiences rather than on buying an item in a … Read More
All You Need to Know about the USMCA and How It Affects You as a Business Owner
The new free trade agreement (USMCA) among the North American countries will change the way some industries make a profit … Read More
Marketing to millennials: The best way to attract Gen Y
If you are concerned about how your business can attract new customers, maybe you should look towards "millennials." But to … Read More
Keep a Close Eye on Your Credit Score: Best Credit Monitoring Services
If you’d like to improve your business’ credit score, the best thing to do is to keep a close eye … Read More
What is the Best Money Management App for Small Businesses?
Are you’re feeling overwhelmed with all the money tracking you have to do from different places? Do you really know … Read More
Build your Future: Types of Home Construction Loans
Sometimes, you just can't find the perfect home for you and your family. That doesn't mean you need to give … Read More
How to Set Up a Budget for Your Small Business
I once met a person whose passion was budgeting. He'd enjoy doing budgets for himself, his business, his family, and … Read More
What Is Schedule C?
Some taxpayers would rather close their eyes rather than deal with taxes. I beg to differ because after filling out … Read More
What is ChexSystems?
In order to effectively manage your company's finances, you’ll need to open a small business bank account. But what happens when … Read More
What is Accrual Basis Accounting?
When I first learned about accounting methods, it felt like I was reading a who-done-it mystery. I'd think I understood how … Read More
What is CD in Banking? - Learn if a Certificate of Deposit Is a Good Option to Keep Your Savings
For most people, a checking and savings account is enough to cover their banking needs, but you should know that … Read More
Top Business Ideas For Young Adults and Teen Entrepreneurs
If you are looking for the best business ideas for young adults, you're in luck! In this blog post, we will … Read More
What Is a Trading Platform and How to Choose One
As a small business owner, you may be looking to invest money in the stock market but are unsure of … Read More
What Is a 1099 Form? When Does Your Business Need it?
If tax time comes and you don't know what a 1099 form is, this tax joke may lighten any anxiety … Read More
What is Cost of Goods Sold (COGS) and How to Calculate It
Have you ever thought about how much it costs you to produce and sell your products? As an entrepreneur, knowing the … Read More
Can I Open a Bank Account With No Money? Here's How to Do It
Stop wondering, "can I open a bank account with no money?" You need to know that it's more possible than … Read More
Trade Credit Guide: Definition, Plus How To Offer And Obtain This Short-Term Financing
Trade credit is a type of financing that allows businesses to purchase goods or services now and pay for them … Read More
Sam's Club Business Membership: Credit Cards For Businesses
The Sam’s Club Business Membership is a program that business owners can take advantage of to save much money as … Read More
The Best Business Movies for Women Entrepreneurs
We want to share with you a list of the best business movies and documentaries with women entrepreneurs in mind. You … Read More
How to Calculate Your Debt to Credit Ratio
Have you ever applied for a business loan or any other type of financing? Then you know that your credit … Read More
How Much Does It Cost To Start A Food Truck? - Breakdown Of Food Truck Startup Costs
A food truck can be your first step into the restaurant business. It's no secret that this trend has been … Read More
How to Pay Off Your Debt: The Snowball Method
What if I told you there is a system that you can use to say goodbye to your debts, reduce … Read More
The Best Business Movies for Restaurant Owners
I am a movie fan. I usually watch movies on trains, planes, and hotels and when I want to unwind. … Read More
Should I Pay Off a Charged Off Account?
Maybe you've wondered lately whether to pay off a charged-off account. This Italian proverb hints at a solution. A hundred wagon … Read More
What are the 5 C's of Credit?
As a small business owner, you know how important it is to put yourself in the best position to receive … Read More
What Is A Buy Sell Agreement?
Imagine this: You’ve spent years building your business. Now it has a loyal customer following and a strong reputation in the … Read More
Profitability Ratios: How to Calculate Your Business Profits
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How to Calculate Your Self-Employment Tax
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#DidYouKnow
As of September 9th, and thanks to a law signed by Gov. Gavin Newsom, the PPP can be excluded from your state taxes gross income statement IF you live in California.

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No matter the industry, location, or any other factors, every business needs a solid business plan. A business plan acts as … Read More
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Secured vs. Unsecured Loan: Which Is Better?
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How Does The Amazon Credit Builder Card Work?
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How to Get Loans Without a Bank Account in a Few Steps
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Noticing differences between these online lenders lets you contrast financing options, at a glance. Annual interest rates and maximum loan … Read More
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Summertime is synonymous with great fun. And that’s good for business. Why? Because the thousand and one recreational and exciting activities that … Read More
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How to Prepare a Cash Flow Statement
If cash is the lifeblood of a business, then a cash flow statement is something like an EKG. Your business … Read More
How to Write a Business Proposal
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How to Set Up an LLC Using LegalZoom
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15 Ways to Manage Your Accounts Receivable
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When finding the best personal loans, consider choosing a lender with competitive interest rates and terms, as well as one … Read More
How To Get Government Contracts For Your Small Business
Small businesses that don’t sell to the federal government are missing out on a $100 billion opportunity. The U.S. government … Read More
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What Is a Vendor Agreement And How Can You Get One?
A small business can gain a tremendous advantage by becoming a supplier to the government or a large corporation. It … Read More
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Do Undocumented Immigrants Pay State and Federal Income Taxes?
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You turned your dream of running your own business into a reality. You had to invest time, money, and effort. … Read More
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How to Choose a Business Loan: Compare These Business Loan Interest Rates
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Is It a Good Idea to Pay Off Credit Cards?
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How To Use Credit Karma to Check your Credit
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How To Get A Liquor License For Your Restaurant
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Do I Need a Business License? What Permits do You Require to Start
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ITIN Application: A Guide To Getting an ITIN Number
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Small Business Government Loans or SBA Loans: Does Your Business Qualify?
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Free Cash Flow Formula: Guide About How To Calculate It
Having the free cash flow formula and knowing how to calculate it will be essential to be more organized regarding … Read More
Working Capital Loan: A Complete Guide
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Owning a business is one of best ways for immigrants who don’t have any legal immigration status to build wealth. … Read More
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If you’ve ever seen “DBA” next to a business name on a business card or website, you may wonder what … Read More
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Preparing to start a business is like planning for a long road trip. You need a map, a route and, … Read More
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Food Delivery Apps That Work For Your Restaurant
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Sorry, this entry is only available in European Spanish. Read More
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